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SOFI

stock NASDAQ
SoFi Technologies Inc.
$15.65 -0.04 (-0.25%) At close

Key stats

The day open and close within the day's range
Low $15.35 High $15.79
Open
$15.62
-0.45%
Close
$15.65
-0.25%
52-week range where the price sits across its year
52w low $12.74 52w high $32.73
Current
$15.65
Prev close
$15.69
Volume 0.74× the 3-month average
0 avg 2× avg
Today
48.96M
3-mo avg
65.92M

Fundamentals

Each ratio reads FY2025 figures against the latest price, graded so the quality shows at a glance.

P/E ratio Weak
40.1x

At 40x, the price is steep relative to profit; the stock leans heavily on growth that has yet to arrive.

Share price divided by earnings per share: what you pay for each $1 of yearly profit. Roughly 15 to 25 is typical, above 40 is richly priced, and negative means the company is losing money.

Dividend yield Fair
0.00%

This company pays no dividend, common for firms reinvesting their profits back into growth.

The yearly dividend as a percent of the share price: the cash income each share pays out. Around 2 to 6% is healthy; above roughly 8% often signals the payout may be cut.

Profit margin Strong
77.7%

A 77.7% margin is strong; the company keeps a healthy slice of every revenue dollar.

The share of revenue left as profit once every cost is paid. Above 15% is strong; below 5% leaves little cushion against a bad year.

Return on equity Weak
4.6%

A 4.6% return on equity is weak; owners' capital is barely being put to work.

Profit earned on each dollar of shareholder equity: how well the company compounds its owners' capital. Above 15% is strong.

Return on assets Weak
1.0%

A 1.0% return on assets is low; the asset base is generating little profit.

Profit earned on each dollar of assets: how efficiently the whole asset base is used. Above 8% is strong.

Debt-to-equity Weak
3.83

At 3.83, the company leans heavily on borrowing, which adds risk if results weaken.

Total liabilities divided by shareholder equity: how heavily the company leans on borrowing. Below 1 is conservative; above 2 is highly leveraged.

Current ratio No data
·

This company does not report a current-assets breakdown, so the ratio cannot be computed.

Current assets divided by current liabilities: whether short-term resources cover short-term bills. Above 1.5 is comfortable; below 1 is tight.

Revenue growth Strong
+23.1%

Revenue grew 23.1% from the prior year: strong top-line expansion.

Change in annual revenue from the prior fiscal year: whether the top line is expanding. Above 10% is strong growth; below 0 means revenue is shrinking.

Earnings growth Weak
-3.5%

Net income fell 3.5% from the prior year; profit is shrinking.

Change in annual net income from the prior fiscal year: whether profit is expanding. Above 10% is strong; below 0 means profit is falling.

Financials

FY2021FY2022FY2023FY2024FY2025
Revenue $247.7M$377.1M$421.5M$503.1M$619.4M
Net income -$483.9M-$320.4M-$300.7M$498.7M$481.3M
Diluted EPS $-1.00$-0.40$-0.36$0.39$0.39
Dividend / share ·$0.00$0.00$0.00$0.00
Total assets $9.2B$19.0B$30.1B$36.3B$50.7B
Total liabilities $4.5B$13.5B$24.5B$29.7B$40.2B
Shareholder equity $4.4B$5.2B$5.2B$6.5B$10.5B

Recent SEC filings