USB
stockOverall Mixed · 57%
- Fundamentals Strong
- Trajectory Climbing
- Leadership Churning
A read across fundamentals, recent price & growth trajectory, and leadership stability. For fun and reading at a glance, not investment advice.
What the indicators say
Mixed 2 of 5 trend signals bullishRSI 42 — soft momentum, not yet oversold.
A mechanical reading of the chart’s indicators — not investment advice.
Key statsas of Jun 3
- Open
- $53.14
- -2.67%
- Close
- $53.14
- -2.67%
- Current
- $53.14
- Prev close
- $54.60
- Today
- 6.19M
- 3-mo avg
- 9.37M
Earningscalendar synced from Yahoo 57d ago
- Most recent
- Apr 1696 days ago
- Next expected
- Jul 165 days ago
Recent earnings dates
- Apr 16 96 days ago
- Jan 20 182 days ago
- Oct 16, 2025 278 days ago
- Jul 17, 2025 369 days ago
Past earnings dates come from USB’s 8-K item 2.02 filings; the next date is Yahoo’s when available, otherwise estimated from the recent reporting cadence.
Fundamentalssynced from SEC 51d ago
Across the nine graded ratios (FY2025 balance-sheet figures, P/E on TTM through Mar 2026 earnings, against the latest price), USB’s fundamentals read as strong overall.
At 11.1x, the price is a reasonable multiple of the company's annual profit.
Share price divided by earnings per share: what you pay for each $1 of yearly profit. Roughly 15 to 25 is typical, above 40 is richly priced, and negative means the company is losing money.
A 3.8% yield is a healthy, generally sustainable level of cash income.
The yearly dividend as a percent of the share price: the cash income each share pays out. Around 2 to 6% is healthy; above roughly 8% often signals the payout may be cut.
A 26.4% margin is strong; the company keeps a healthy slice of every revenue dollar.
The share of revenue left as profit once every cost is paid. Above 15% is strong; below 5% leaves little cushion against a bad year.
A 11.6% return on equity is respectable, in the normal range.
Profit earned on each dollar of shareholder equity: how well the company compounds its owners' capital. Above 15% is strong.
A 1.1% return on assets is low; the asset base is generating little profit.
Profit earned on each dollar of assets: how efficiently the whole asset base is used. Above 8% is strong.
At 9.61, the company leans heavily on borrowing, which adds risk if results weaken.
Total liabilities divided by shareholder equity: how heavily the company leans on borrowing. Below 1 is conservative; above 2 is highly leveraged.
This company does not report a current-assets breakdown, so the ratio cannot be computed.
Current assets divided by current liabilities: whether short-term resources cover short-term bills. Above 1.5 is comfortable; below 1 is tight.
Revenue grew 4.4% from the prior year: steady, modest expansion.
Change in annual revenue from the prior fiscal year: whether the top line is expanding. Above 10% is strong growth; below 0 means revenue is shrinking.
Net income grew 20.2% from the prior year: strong profit expansion.
Change in annual net income from the prior fiscal year: whether profit is expanding. Above 10% is strong; below 0 means profit is falling.
Financialssynced from SEC 51d ago
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Revenue | — | $24.3B | $28.1B | $27.5B | $28.7B |
| Net income | $8.0B | $5.8B | $5.4B | $6.3B | $7.6B |
| Diluted EPS | $5.10 | $3.69 | $3.27 | $3.79 | $4.62 |
| Dividend / share | $1.76 | $1.88 | $1.93 | $1.98 | $2.04 |
| Total assets | $573.3B | $674.8B | $663.5B | $678.3B | $692.3B |
| Total liabilities | $517.9B | $623.6B | $607.7B | $619.3B | $626.7B |
| Shareholder equity | $55.4B | $51.2B | $55.8B | $58.6B | $65.2B |
| Q2-2024 | Q3-2024 | Q4-2024 | Q1-2025 | Q2-2025 | Q3-2025 | Q4-2025 | Q1-2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.9B | $6.9B | $7.0B | $7.0B | $7.0B | $7.3B | $7.4B | $7.3B |
| Net income | $1.6B | $1.7B | $1.7B | $1.7B | $1.8B | $2.0B | $2.0B | $1.9B |
| Diluted EPS | $0.97 | $1.03 | $1.01 | $1.03 | $1.11 | $1.22 | $1.26 | $1.18 |
| Dividend / share | $0.49 | $0.50 | $0.50 | $0.50 | $0.50 | $0.52 | $0.52 | $0.52 |
Leadershipsynced from SEC 52d ago
- Dilip Venkatachari SEVP & Chief Info & Tech Off
- Buse Elizabeth Director
- Colberg Alan B. Director
- Ellison-Taylor Kimberly N Director
- Gillani Aleem Director
- Hernandez Roland A Director
- Mckenney Richard P Director
- Mehdi Yusuf I Director
- Reynolds Loretta E Director
- Wiehoff John Director
Officers and board are drawn from USB’s recent SEC ownership filings (Forms 3, 4 and 5).
Notable recent eventspast year
- Jan 29 Officer or director change reported in an 8-K
- Jan 28 Officer or director change reported in an 8-K
Large daily moves, new 6-month lows, year-over-year fundamentals swings, and reported leadership changes — pulled from the data this app already holds, never investment advice.
Dividendssynced from Yahoo 52d ago
- 2025 total
- $2.04
- 2026 so far
- $0.521 payment
- 2026 projected
- $2.08+2.0% vs 2025
Projection scales USB’s declared payments so far this year up to the inferred cadence, then compares to last year’s total. Between payouts it is an estimate, not a guarantee.
Payment history
- Mar 31 $0.52
- Dec 31, 2025 $0.52
- Sep 30, 2025 $0.52
- Jun 30, 2025 $0.50
- Mar 31, 2025 $0.50
- Dec 31, 2024 $0.50
- Sep 30, 2024 $0.50
- Jun 28, 2024 $0.49
- Mar 27, 2024 $0.49
- Dec 28, 2023 $0.49
- Sep 28, 2023 $0.48
- Jun 29, 2023 $0.48
- Mar 30, 2023 $0.48
- Dec 29, 2022 $0.48
- Sep 29, 2022 $0.48
- Jun 29, 2022 $0.46
- Mar 30, 2022 $0.46
- Dec 30, 2021 $0.46
- Sep 29, 2021 $0.46
- Jun 29, 2021 $0.42
Recent SEC filingssynced from SEC 51d ago
- 10-Q Quarterly report
- 8-K Current report
- 8-K Current report
- 8-K Current report
- DEF 14A Proxy statement
- 8-K Current report
- 10-K Annual report
- 8-K Current report
- 8-K Current report
- 8-K Current report
- 8-K Current report
- 8-K Current report
- 10-Q Quarterly report
- 8-K Current report
- 8-K Current report
- 10-Q Quarterly report
- 8-K Current report
- 8-K Current report